Ask any United States resident—whether they’re driving a car, riding as a passenger, walking, or even skateboarding—and they’ll tell you there’s always a risk of getting injured in an accident. That’s why having auto insurance is so important.
Even if your current insurance coverage makes you feel protected, you should explore ways to further reduce your risks and consider other forms of protection. One important option in Florida is PIP insurance coverage.
What is PIP (Personal Injury Protection) insurance?
PIP (Personal Injury Protection) insurance is an optional coverage that pays for medical bills and lost wages caused by an accident. Typically, Pip covers you and your passengers in your car, but it can also cover pedestrians and bicyclists.
Florida law does not require PIP, but it is available to drivers who purchase a policy from a private company. If you are injured in an accident, PIP may cover expenses such as medical bills and lost wages while recovering from injuries sustained in the crash.
But there are two important things to keep in mind about PIP coverage:
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PIP coverage only kicks in after you’ve exhausted your medical insurance limits. So if you don’t carry health insurance, or if it doesn’t cover all your injuries, you won’t have much help. That’s when you’ll need PIP coverage to fill the gap.
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Each state sets its own rules for how much PIP coverage you can get. If your state doesn’t legally require it, you might not even have the option to buy it!
Why Do I Need Pip Insurance Coverage in Florida?
If another driver causes an accident, you might still face medical bills and other expenses that add up quickly. Without PIP insurance coverage. You’ll have to file a claim against their policy. And either wait for them to pay or take them to court.
But when you have personal injury protection (PIP) insurance and visit a chiropractor at Winter Park Chiropractic. We’ll start your treatment right away, helping you get back on the road to recovery as quickly as possible!
There is no need to wait for the other party’s insurance company to decide how much money they will give you. Our plan covers all your expenses from the day of the accident until your recovery is complete.
With our chiropractor car accident in Orlando, Fl. You can have your medical bills paid immediately so that you don’t have to worry about paying them out of pocket while waiting for the other driver’s insurer to come through. The same goes for lost wages if there’s a chance that you’ll be unable to work after the accident due to injury or disability.
If a car accident or another personal injury has injured you. Figuring out where to turn for help can be difficult. You want to protect your rights and claim the compensation you deserve. At Winter Park Chiropractic, we understand your concerns. And our Orlando chiropractic care team is here to help you get the care and support you need.
